Everyone’s economic and life situation is unique, and I keep that in mind when providing financial security advice. I believe that personalized service is essential when matching clients with the right financial security products and services.

I have found a large chunk of the financial industry has been based around a sales-driven business model rather than an investment-focused one. It is my goal to continue an investor-focused model.

As a Financial Advisor, I am dedicated to learning about your personal goals. Together we will use them to build a financial security plan focused on your specific needs.

 

Ethical Approach:

I have built the foundation of my practice based on ethics. I understand the value of trust in every professional relationship, and that it is needed on both sides to ensure success.

 

My Portfolios

What am I personally looking for when it comes to building an investment portfolio?

 

1. Downside protection
2. Value-Growth Investing
3. Asset Allocation among similar mandated portfolio managers

 

 

The backbone of my investment philosophy is downside protection. We have the potential to achieve this through proper diversification, and working with investment teams that have a history of protecting capital during full business cycles. I need to be able to understand an investment teams' philosophy or plan, and then back it up with physical proof in the markets for myself to qualify it as a vehicle to protect our max drawdowns.

 

As an independent advisor, I have access to many different product partners across Canada. However, I tend to work with a small hand of portfolio managers that hold an emphasis in purchasing companies below their intrinsic value. These portfolio managers hold strict valuation & due diligence processes. This is what qualifies my second point above; Value-Growth Investing.  

 

In such a highly globalized and interconnected world, it is important that we diversify prudently across sectors and regions, however, that is not where the story ends. I hold an emphasis in Asset Allocation among similar mandated portfolio managers to narrow our return dispersion. Put simply, instead of using the manpower and expertise of one team, we will use multiple teams with similar mandates allowing us to potentially smooth our ride.

 

I specialize in small business & mid to high net worth individuals/families with a common goal to build wealth over the long term. If you see value in my particular investment philosophy, be sure to reach out so we can continue the conversation.